Category: Bitcoin ATM

Bitcoin ATMs are a popular way for people to buy and sell Bitcoin for cash. However, many people are still unsure about how to withdraw money from a Bitcoin ATM. In this article, we will provide an in-depth guide on how to withdraw money from a Bitcoin ATM.

Step 1: Find a Bitcoin ATM near you

The first step in withdrawing money from a Bitcoin ATM is to find a Bitcoin ATM near you. You can use online directories such as Coin ATM Radar or Bitcoin ATM Map to find a Bitcoin ATM near you. These directories will provide you with the location of the Bitcoin ATM as well as the type of ATM and the fees associated with using it.

Step 2: Verify your identity

Before you can withdraw money from a Bitcoin ATM, you will need to verify your identity. This is a standard requirement for all Bitcoin ATMs to comply with anti-money laundering (AML) and know your customer (KYC) regulations.

To verify your identity, you will need to provide a valid ID such as a driver’s license or passport. Some Bitcoin ATMs may also require you to provide a phone number or email address.

Step 3: Enter your Bitcoin wallet address

Once you have verified your identity, you will need to enter your Bitcoin wallet address. This is the address where you want to receive the Bitcoin that you are withdrawing. If you don’t have a Bitcoin wallet, you will need to create one before you can withdraw Bitcoin from the ATM.

Step 4: Insert cash into the ATM

After you have entered your Bitcoin wallet address, you will need to insert cash into the ATM. The amount of cash you need to insert will depend on the current Bitcoin price and the amount of Bitcoin you want to withdraw.

Step 5: Confirm the transaction

Once you have inserted the cash, the Bitcoin ATM will display the amount of Bitcoin you will receive and the fees associated with the transaction. You will need to confirm the transaction by pressing the “Confirm” button.

Step 6: Wait for the Bitcoin to arrive in your wallet

After you have confirmed the transaction, the Bitcoin ATM will send the Bitcoin to your wallet address. This process usually takes a few minutes, but it can take longer during periods of high Bitcoin network congestion.

Step 7: Check your Bitcoin wallet for the transaction

Once the Bitcoin has arrived in your wallet, you can check your wallet to confirm that the transaction has been completed. You should see the amount of Bitcoin you withdrew in your wallet along with the transaction details.

In conclusion, withdrawing money from a Bitcoin ATM is a simple process that requires you to verify your identity, enter your Bitcoin wallet address, insert cash into the ATM, confirm the transaction, and wait for the Bitcoin to arrive in your wallet. However, it’s important to note that Bitcoin ATMs can be expensive, and you should always compare the fees and exchange rates of different ATMs before using one.

Bitcoin ATMs have emerged as a fast and convenient way to buy and sell cryptocurrencies. Among the many Bitcoin ATMs, Coinflip is a popular one. Coinflip Bitcoin ATMs allow users to buy and sell Bitcoin and other cryptocurrencies with ease. In this article, we will explain how to use a Coinflip Bitcoin ATM.

Step 1: Find a Coinflip Bitcoin ATM

The first step is to find a Coinflip Bitcoin ATM. You can locate a Coinflip Bitcoin ATM using the Coinflip website or the Coinflip app. Enter your location, and the website or app will show you the nearest Coinflip Bitcoin ATM.

Step 2: Create a Bitcoin Wallet

Before using a Coinflip Bitcoin ATM, you need to create a Bitcoin wallet. A Bitcoin wallet is a digital wallet that stores your Bitcoin. There are many Bitcoin wallets available, such as Coinbase, Blockchain, and Mycelium. Some Bitcoin wallets are available for free, while others charge a fee.

Step 3: Prepare your ID and Cash

To use a Coinflip Bitcoin ATM, you need to bring a valid government-issued ID and cash. Coinflip Bitcoin ATMs accept cash only, and you cannot use credit or debit cards.

Step 4: Start the Transaction

Once you reach the Coinflip Bitcoin ATM, select the option to buy Bitcoin or sell Bitcoin. You will be asked to enter the amount you want to buy or sell. The Coinflip Bitcoin ATM will then display the current exchange rate and the fees.

Step 5: Scan your QR Code

After entering the amount you want to buy or sell, the Coinflip Bitcoin ATM will ask you to scan your Bitcoin wallet’s QR code. You can find your Bitcoin wallet’s QR code on the app or website of your Bitcoin wallet.

Step 6: Insert Cash

After scanning your QR code, the Coinflip Bitcoin ATM will ask you to insert cash. You need to insert the exact amount of cash you entered in step 4. The Coinflip Bitcoin ATM will verify the cash and then transfer the Bitcoin to your wallet.

Step 7: Confirm Transaction

Once the Coinflip Bitcoin ATM verifies the cash and transfers the Bitcoin, it will ask you to confirm the transaction. Check the details of the transaction, including the amount of Bitcoin and the fees, and confirm the transaction.

Step 8: Receive Bitcoin

After confirming the transaction, the Coinflip Bitcoin ATM will transfer the Bitcoin to your wallet. You can check your Bitcoin wallet to confirm that you have received the Bitcoin.

Step 9: Take your Receipt

Finally, the Coinflip Bitcoin ATM will print a receipt for your transaction. Keep the receipt for your records.

Conclusion

Using a Coinflip Bitcoin ATM is easy and convenient. Follow these steps to buy or sell Bitcoin using a Coinflip Bitcoin ATM. Remember to bring a valid government-issued ID and cash, and create a Bitcoin wallet before using a Coinflip Bitcoin ATM.

Bitcoin ATMs have become a popular option for those who want to buy or sell bitcoins without going through the traditional methods of exchanges. It is a convenient way to get access to cryptocurrencies as ATMs are available 24/7 and can be found in different locations around the world. However, not everyone knows how to use a Bitcoin ATM machine. In this article, we will provide a step-by-step guide on how to use a Bitcoin ATM machine.

Step 1: Find a Bitcoin ATM

The first step is to find a Bitcoin ATM machine near you. You can check online directories like Coin ATM Radar or Google Maps to find the closest one. Once you find a Bitcoin ATM, make sure to check the operating hours, fees, and available cryptocurrencies.

Step 2: Verify Your Identity

Most Bitcoin ATMs require you to verify your identity before you can use them. This is to comply with anti-money laundering (AML) and know-your-customer (KYC) regulations. You will need to provide a valid government-issued ID, such as a passport or driver’s license, and sometimes a selfie. Follow the instructions on the screen and provide the necessary information.

Step 3: Choose Your Transaction

After verifying your identity, you will be prompted to choose the type of transaction you want to make. Most Bitcoin ATMs offer two options: buy or sell. If you want to buy bitcoins, select the “buy” option. If you want to sell bitcoins, select the “sell” option.

Step 4: Enter the Amount

Next, you will need to enter the amount of cryptocurrency you want to buy or sell. Bitcoin ATMs usually have a minimum and maximum limit, so make sure to check the limits before making a transaction. Some Bitcoin ATMs also allow you to buy or sell fractions of bitcoins.

Step 5: Scan Your Wallet QR Code

If you’re buying bitcoins, you will need to have a wallet address ready to receive the cryptocurrency. You can use any Bitcoin wallet that supports QR code scanning. Simply scan the QR code of your wallet on the Bitcoin ATM screen, and the machine will transfer the bitcoins to your wallet.

Step 6: Insert Cash or Scan Your Mobile Wallet QR Code

If you’re buying bitcoins, you will need to insert cash into the Bitcoin ATM machine. Some Bitcoin ATMs also accept credit or debit cards, but they usually charge higher fees. If you’re selling bitcoins, you can either scan the QR code of your mobile wallet and transfer the cryptocurrency to the machine, or you can insert the physical bitcoins into the machine.

Step 7: Confirm the Transaction

Once you’ve entered the amount and scanned your wallet QR code or inserted cash, the Bitcoin ATM machine will ask you to confirm the transaction. Check the details carefully and make sure everything is correct before confirming the transaction. Once you confirm, the Bitcoin ATM machine will process the transaction and transfer the cryptocurrency to your wallet or give you cash if you’re selling bitcoins.

In conclusion, using a Bitcoin ATM machine is a straightforward process. However, it’s important to remember that Bitcoin ATM fees can be higher compared to traditional exchanges. Make sure to check the fees and limits before making a transaction. Additionally, it’s crucial to have a secure Bitcoin wallet to store your cryptocurrencies. With these tips in mind, you can confidently use a Bitcoin ATM machine to buy or sell bitcoins.

Bitcoin ATM: How to Use?

Bitcoin is a decentralized digital currency that has been gaining popularity over the years. One of the ways to buy or sell Bitcoins is through a Bitcoin ATM. A Bitcoin ATM is a physical machine that allows users to buy or sell Bitcoins using cash or credit cards. In this article, we will discuss how to use a Bitcoin ATM.

Step 1: Find a Bitcoin ATM

The first step is to find a Bitcoin ATM near your location. There are several websites and apps that can help you find the nearest Bitcoin ATM. One such website is CoinATMRadar.com. Enter your location, and it will show you the nearest Bitcoin ATMs.

Step 2: Verify Your Identity

Most Bitcoin ATMs require some form of identity verification before you can buy or sell Bitcoins. This is to comply with anti-money laundering (AML) and know your customer (KYC) regulations. You will need to provide your phone number and a government-issued ID, such as a passport or driver’s license.

Step 3: Choose Your Transaction Type

After verifying your identity, select the transaction type you want to perform. Most Bitcoin ATMs allow users to buy or sell Bitcoins. Some Bitcoin ATMs may also allow you to buy other cryptocurrencies, such as Ethereum or Litecoin.

Step 4: Enter the Amount

Enter the amount of Bitcoins you want to buy or sell. The Bitcoin ATM will display the current exchange rate and the amount of fiat currency you need to pay. You can also select the amount of fiat currency you want to receive if you are selling Bitcoins.

Step 5: Insert Cash or Credit Card

If you are buying Bitcoins, you will need to insert cash into the Bitcoin ATM. The Bitcoin ATM will scan the bills to ensure they are authentic. If you are using a credit card, you will need to swipe it and enter the required information.

Step 6: Receive Your Bitcoins

After completing the transaction, the Bitcoin ATM will send the purchased Bitcoins to your wallet. You will need to scan the QR code displayed on the Bitcoin ATM screen to receive the Bitcoins. If you are selling Bitcoins, the Bitcoin ATM will dispense the fiat currency you selected.

Step 7: Confirm the Transaction

Before leaving the Bitcoin ATM, make sure to confirm the transaction. Double-check the amount of Bitcoins you purchased or sold and the amount of fiat currency you received or paid.

Conclusion

Using a Bitcoin ATM is a simple and convenient way to buy or sell Bitcoins. However, it is important to note that Bitcoin ATMs may charge higher fees than online exchanges. Always do your research and compare the fees before using a Bitcoin ATM. Also, make sure to keep your Bitcoin wallet secure and your private keys safe.

Bitcoin, the world’s first decentralized digital currency, has seen a significant rise in its popularity over the last few years. The increasing demand for Bitcoin has resulted in the creation of numerous Bitcoin ATMs, which are machines that allow users to buy or sell Bitcoins using cash or credit cards.

If you’re wondering where the nearest Bitcoin ATM is located, the answer depends on your location. Bitcoin ATMs are typically found in major cities and tourist destinations around the world. However, it’s important to note that not all countries have Bitcoin ATMs, as some countries have banned the use of cryptocurrencies.

To find the nearest Bitcoin ATM, you can use various online resources such as Coin ATM Radar, which is a website that provides a comprehensive map of the world’s Bitcoin ATMs. The website allows you to search for Bitcoin ATMs by country, city, or even by the type of transaction you want to perform.

Once you have found the Bitcoin ATM closest to your location, you can visit the machine and use it to buy or sell Bitcoins. The process of using a Bitcoin ATM is straightforward and typically involves the following steps:

1. Find a Bitcoin ATM – Use online resources to locate a Bitcoin ATM near you.

2. Verify your identity – Depending on the machine, you may need to provide your phone number, ID card, or passport to verify your identity.

3. Choose your transaction – You can either buy or sell Bitcoins using a Bitcoin ATM.

4. Insert cash – If you’re buying Bitcoins, you need to insert cash into the machine. The machine will then calculate the current exchange rate and the amount of Bitcoin you’ll receive.

5. Confirm transaction – Once you’ve entered the amount of cash you want to spend or the amount of Bitcoin you want to purchase, you’ll be asked to confirm the transaction.

6. Receive your Bitcoins – If you’re buying Bitcoins, the machine will transfer the Bitcoins to your Bitcoin wallet. If you’re selling Bitcoins, the machine will dispense cash.

It’s worth noting that Bitcoin ATMs charge a fee for their services, which is usually higher than the fees charged by online Bitcoin exchanges. The fees typically range from 3% to 8% of the transaction amount, which can add up if you’re making large transactions.

In conclusion, finding the nearest Bitcoin ATM is relatively easy, thanks to online resources such as Coin ATM Radar. However, it’s important to do your research and ensure that Bitcoin ATMs are legal in your country and that the machine you’re using is trustworthy. Additionally, keep in mind that Bitcoin ATMs charge a fee for their services, which may be higher than the fees charged by online Bitcoin exchanges.

A Bitcoin ATM, also known as a BTM, is a kiosk or machine that allows individuals to buy or sell Bitcoin using cash or debit cards. Unlike traditional ATMs that dispense cash, a Bitcoin ATM enables users to purchase or sell Bitcoin, the world’s leading digital currency.

Bitcoin ATMs are similar to traditional ATMs in that they provide users with a simple and secure way to access their funds. However, Bitcoin ATMs differ from traditional ATMs in that they do not connect to a bank account. Instead, they are connected to the Bitcoin network, allowing users to buy or sell Bitcoin in real-time.

Bitcoin ATMs are becoming increasingly popular across the world, with over 10,000 machines installed globally. The first Bitcoin ATM was installed in Vancouver, Canada, in 2013, and since then, the number of Bitcoin ATMs has grown rapidly.

The process of using a Bitcoin ATM is straightforward. Users can simply walk up to a Bitcoin ATM, select the option to buy or sell Bitcoin, and follow the on-screen instructions. To buy Bitcoin, users can insert cash or swipe their debit card to transfer funds to the Bitcoin ATM. Once the funds have been transferred, the user can receive Bitcoin in their digital wallet. To sell Bitcoin, users can scan their digital wallet’s QR code and withdraw cash from the Bitcoin ATM.

One of the primary advantages of using a Bitcoin ATM is that it provides a fast and secure way to buy or sell Bitcoin. Transactions are processed in real-time, and users do not need to wait for bank transfers or other payment methods to clear. Additionally, Bitcoin ATMs are secure, with built-in features to prevent fraud and protect user information.

Another advantage of Bitcoin ATMs is that they provide access to Bitcoin for individuals who do not have access to traditional banking services. Many Bitcoin ATMs are located in areas with limited banking infrastructure, making it easier for individuals to participate in the global economy.

However, Bitcoin ATMs are not without their drawbacks. One of the main disadvantages is that Bitcoin ATMs often charge high fees for transactions. These fees can range from 5% to 10% of the transaction amount, making Bitcoin ATM transactions more expensive than traditional bank transfers.

Another disadvantage of Bitcoin ATMs is that they may not be available in all areas. While the number of Bitcoin ATMs is growing, they are still relatively rare, and many individuals may not have access to a Bitcoin ATM in their area.

In conclusion, Bitcoin ATMs are a fast and secure way to buy or sell Bitcoin. They provide access to Bitcoin for individuals who may not have access to traditional banking services and are becoming increasingly popular worldwide. However, Bitcoin ATMs can be expensive, and they may not be available in all areas. Overall, Bitcoin ATMs offer a convenient way to access the world’s leading digital currency and participate in the global economy.

Bitcoin ATMs are a relatively new phenomenon in the world of cryptocurrencies. These machines work in much the same way as traditional ATMs, but instead of dispensing cash, they allow users to buy and sell cryptocurrencies such as Bitcoin. In this article, we will take a detailed look at how Bitcoin ATMs work.

Firstly, it’s important to understand that Bitcoin ATMs come in different types. Some of these machines allow users to only buy Bitcoin, while others allow both buying and selling of cryptocurrencies. Some machines also offer other cryptocurrencies as well, such as Ethereum or Litecoin. Regardless of the type of machine, the process of using a Bitcoin ATM is generally the same.

To use a Bitcoin ATM, the user needs to have a cryptocurrency wallet set up in advance. This wallet can be either a hardware wallet, a software wallet or an online wallet. Hardware wallets are physical devices that store cryptocurrency offline, while software wallets are applications that can be downloaded onto a computer or smartphone. Online wallets are web-based wallets that are accessible from anywhere with an internet connection.

Once the user has their wallet set up, they can approach the Bitcoin ATM. The first step is to select the language and enter the amount of cryptocurrency they wish to buy or sell. The machine will then display the current exchange rate for the selected cryptocurrency.

Next, the user needs to insert cash into the machine. The amount of cash required will depend on the current exchange rate and the amount of cryptocurrency the user wishes to purchase. Some Bitcoin ATMs accept credit or debit cards, but most require cash.

Once the cash has been inserted, the user needs to scan the QR code on their cryptocurrency wallet. This code contains the user’s public key, which is required to complete the transaction. The machine will then send the purchased cryptocurrency to the user’s wallet.

In the case of selling cryptocurrency, the process is similar. The user needs to select the cryptocurrency they wish to sell and enter the amount. The machine will then display the current exchange rate and the amount of cash they will receive for the sale. The user then needs to send the cryptocurrency from their wallet to the machine’s designated address. Once the transaction is confirmed, the machine will dispense the cash.

It’s important to note that Bitcoin ATMs charge a fee for their services. These fees can vary depending on the machine and the location. Some ATMs charge a flat fee for each transaction, while others charge a percentage of the total transaction amount. These fees can range from a few percent to as high as 10%.

In conclusion, Bitcoin ATMs provide a convenient way for users to buy and sell cryptocurrencies. These machines work by allowing users to insert cash and receive cryptocurrency in return, or by allowing users to send cryptocurrency and receive cash in return. While Bitcoin ATMs do charge fees for their services, they provide a fast and easy way for users to access the world of cryptocurrencies.

Bitcoin ATMs, also known as BTMs, have become increasingly popular in recent years as cryptocurrencies gain more mainstream acceptance. These ATMs allow users to buy, sell, and exchange Bitcoin and other cryptocurrencies for cash, with some even allowing users to deposit cash directly into their Bitcoin wallets.

So, how do Bitcoin ATMs work?

First, it’s important to note that there are two types of Bitcoin ATMs: one-way and two-way. One-way ATMs only allow users to buy Bitcoin with cash, while two-way ATMs allow for both buying and selling.

Regardless of the type, Bitcoin ATMs work by connecting to the internet and the Bitcoin blockchain network. When a user approaches the ATM, they are prompted to either scan their Bitcoin wallet QR code or create a new wallet if they don’t already have one.

Next, the user selects the type of transaction they want to perform, whether it’s buying or selling Bitcoin. If they are buying, they will be prompted to insert cash into the machine. The machine will then verify the cash using a bill validator and credit the user’s Bitcoin wallet with the corresponding amount of Bitcoin based on the current exchange rate.

If the user is selling Bitcoin, they will need to transfer the Bitcoin from their wallet to the ATM’s hot wallet. Once the transfer is confirmed, the ATM will dispense cash to the user based on the current exchange rate.

It’s worth noting that Bitcoin ATMs usually charge a fee for their services, which can range from 3-8% of the transaction amount. Additionally, some ATMs may have a daily transaction limit, so users should check the limit before attempting to make a large transaction.

Bitcoin ATMs are typically located in high-traffic areas such as shopping malls, airports, and convenience stores. They are often placed in areas where there are no traditional banking services, making it easier for people to access cryptocurrencies.

Overall, Bitcoin ATMs provide a convenient way for people to buy and sell Bitcoin without having to go through the traditional banking system. They also offer a level of anonymity, as users don’t need to provide personal information to use the machines.

However, it’s important for users to do their research before using a Bitcoin ATM. They should check the fees and exchange rates, as well as the reputation of the ATM operator. Additionally, users should be aware that Bitcoin transactions are irreversible, so they should double-check all transaction details before completing the transaction.

In conclusion, Bitcoin ATMs are a simple and convenient way for people to buy and sell Bitcoin. They work by connecting to the internet and the Bitcoin blockchain network, and allow users to buy and sell Bitcoin with cash. While they offer a level of anonymity, users should be aware of the fees and exchange rates, as well as the reputation of the ATM operator. As cryptocurrencies continue to gain mainstream acceptance, it’s likely that Bitcoin ATMs will become even more prevalent.

Bitcoin has become a buzzword in the world of finance, and its acceptance as a legitimate currency is growing day by day. If you are a Bitcoin enthusiast, you may have heard about Bitcoin ATMs or BTMs. These machines have revolutionized the way people buy and sell Bitcoins, making it easier for people to access this digital currency. In this article, we will explore how Bitcoin ATMs work.

What is a Bitcoin ATM?

A Bitcoin ATM is a machine that allows individuals to buy or sell Bitcoins using cash or a debit card. These machines work like traditional ATMs, but instead of dispensing cash, they dispense Bitcoins. Bitcoin ATMs have become popular in recent years, and there are now over 10,000 of them worldwide.

How Does a Bitcoin ATM Work?

The process of using a Bitcoin ATM is relatively simple. Here are the steps involved:

1. Find a Bitcoin ATM

The first step is to find a Bitcoin ATM near you. You can use the Coin ATM Radar website to locate a BTM in your area. This website provides a map of all the Bitcoin ATMs worldwide, making it easy to find one in your area.

2. Verify Your Identity

Before you can use a Bitcoin ATM, you need to verify your identity. This process is necessary to comply with anti-money laundering regulations. You will be required to scan your government-issued ID, such as a passport or driver’s license.

3. Choose a Transaction

Once you have verified your identity, you can choose the type of transaction you want to make. You can either buy or sell Bitcoins. If you want to buy Bitcoins, you will need to deposit cash into the machine. If you want to sell Bitcoins, you will need to send them to the machine’s wallet address.

4. Enter the Amount

After choosing the transaction, you need to enter the amount of Bitcoins you want to buy or sell. The machine will then display the current exchange rate and the total amount you need to pay or receive.

5. Make Payment

If you are buying Bitcoins, you will need to insert cash into the machine. The machine will then convert the cash into Bitcoins and deposit them into your wallet. If you are selling Bitcoins, you will need to send them to the machine’s wallet address. The machine will then convert the Bitcoins into cash, which you can withdraw.

6. Receive Confirmation

After completing the transaction, you will receive a confirmation message. The message will contain the details of the transaction, including the amount of Bitcoins bought or sold, the exchange rate, and the total amount paid or received.

Conclusion

Bitcoin ATMs have made it easier for people to access and use Bitcoins. These machines provide a convenient way to buy or sell Bitcoins using cash or a debit card. The process of using a Bitcoin ATM is simple and straightforward. With over 10,000 Bitcoin ATMs worldwide, it is now easier than ever to buy or sell Bitcoins. If you are a Bitcoin enthusiast, you should consider using a Bitcoin ATM to access this digital currency.

A Bitcoin ATM machine, also known as a BTM, is a kiosk that allows people to buy or sell Bitcoins using cash, debit or credit cards. These machines are similar to traditional ATMs in function, but instead of dispensing cash, they offer the ability to purchase or sell Bitcoin.

Bitcoin ATMs have grown increasingly popular in recent years, as more people have become interested in buying and using cryptocurrencies. These machines can be found in various locations, including convenience stores, shopping malls, and airports.

One of the main advantages of using a Bitcoin ATM is that it provides a quick and easy way to purchase or sell Bitcoin. The process is straightforward and can be completed in just a few minutes. Users simply need to insert cash, scan a QR code, and the Bitcoins are transferred to their digital wallets.

Bitcoin ATMs are also more convenient than traditional exchanges, which often require users to go through a lengthy verification process. Additionally, Bitcoin ATMs can be used 24/7, making them a great option for people who need to buy or sell Bitcoin outside of regular business hours.

Another advantage of Bitcoin ATMs is that they provide a level of anonymity that is not available with traditional exchanges. While some machines may require users to provide identification, others allow users to make transactions without any personal information.

However, Bitcoin ATMs also have some drawbacks. The fees for using these machines can be high, with some machines charging as much as 10% per transaction. Additionally, the price of Bitcoin at these machines can be higher than the market price, which means users may end up paying more for their Bitcoin.

Furthermore, Bitcoin ATMs can be more vulnerable to hacking and fraud than traditional exchanges. As these machines are often located in public places, they can be targeted by criminals looking to steal user information or compromise the machines.

In conclusion, Bitcoin ATMs provide a convenient and easy way for people to buy and sell Bitcoin. They offer a level of anonymity that is not available with traditional exchanges and can be used 24/7. However, they also have some drawbacks, including high fees and the potential for hacking and fraud. As with any investment, it is important to do your research and understand the risks involved before using a Bitcoin ATM.